Scott O’Brien, Appellant, v. State Farm Insurance Company, and State Farm Insurance Company, as Subrogee of Erma Walker, Respondents. No. A04-2462.Minnesota Court of Appeals. Filed July 26, 2005. [EDITOR’S NOTE: This case is unpublished as indicated by the issuing court.] This opinion will be unpublished and may not be cited except as provided by Minn. […]