Betsy L. Krutzig, et al., Respondents, v. First National Insurance Company of America, Appellant. No. A04-1592.Minnesota Court of Appeals. Filed June 7, 2005. [EDITOR’S NOTE: This case is unpublished as indicated by the issuing court.] This opinion will be unpublished and may not be cited except as provided by Minn. Stat. § 480A.08, subd. 3 […]