Laures KLEINWACHTER, individually and Laures Kleinwachter, as parent and natural guardian of James Kleinwachter and Jeffrey Kleinwachter, deceased, Appellants, v. TIME INSURANCE COMPANY, Respondents. No. 50903.Supreme Court of Minnesota. February 20, 1981. Appeal from the District Court, Kittson County, Warren Saetre, J. Page 648 Syllabus by the Court A health and accident insurer is entitled […]